Availability state

The free audit is not yet open.

This page explains the commitment without sending you into a protected member endpoint. There is no waitlist form, email capture, checkout, card field, or live signup control.

Not yet open

Member sign-in remains separately gated. Start your free audit is an explainer link on this page, not a live member handoff.

Five facts before the action opens

What the real path will require

  1. 01

    All three reports

    The audit compares Equifax, Experian, and TransUnion report files. You will not rebuild them by hand.

  2. 02

    About fifteen minutes of member effort

    That is the current expectation, not a guaranteed completion time. File selection and context can vary.

  3. 03

    No card

    The complete evidence-grade audit costs $0 and is never billed. No paid decision appears before the full findings.

  4. 04

    Magic-link sign-in

    The member path will use a secure, expiring sign-in link rather than a new password flow.

  5. 05

    Separate real-data authorization

    Real bureau uploads begin only when the separately controlled real-intake gate is authorized and receipted. It is not open now.

The commitment

Complete findings before a paid choice.

The audit disposition will separate supported findings, held questions, and clean areas. A clean audit is valid. The complete set stays visible before any optional package decision.

No card, no trial, no hidden finding, no score promise, and no member endpoint link while the gate remains closed.

Read the provisional offer and billing events

Current next step

Read the method and collect the three report files. Do not send reports by email.

Inspect the public methodology